What is an Annuity?
An annuity is long-term Retirement Insurance Product that can help protect you against the risk of outliving your assets. It is a contract between you and a life insurance company. With an annuity you receive future income in return for your contributions. Any earnings on contributions are tax-deferred until they are withdrawn, usually at retirement. You may receive income in a number of ways, including payments that will last for as long as you live.
Our Annuity products have a minimum Guaranteed interest and a high Participation rate so you will earn top gains in good years and you will not loose in the bad years.
Contacts us today for a free assessment to see if an annuity is the right solution for your retirement needs.
Safety, Stability and Guarantees Choose a fixed annuity for defined growth of principal and interest, free from taxes until your money is withdrawn. Fixed annuities generally guarantee a fixed amount of interest for several years; others guarantee rates from one to three years, and renew at the option of the insurance company.
- Tax-Deferred Growth: Taxes are deferred on the interest you earn until it is withdrawn.
- Guaranteed Interest RateGuaranteed Principal: Assets are not subject to market fluctuations.
- Your principal can never decline in value.
- Guaranteed Renewal Rate Benefits to Heirs: Death benefits paid directly to a named beneficiary are not subject to probate.
Fixed Indexed Annuities With Fixed Indexed Annuities you can have the best of both worlds:
guarantee of principal and the potential of market-linked growth with no risk of loss of principal due to market downturns. Enter the fixed index annuity concept, a concept designed to help you reach your retirement goals. click here to learn more