Online Insurance Concepts is ready to help you with Life Insurance, Final Expense Insurance, Mortgage Protection, and Annuities. Since 2005, our Life Insurance specialists have been providing high quality insurance products for our clients. We are licensed in more than 40 States in The United States. Our State The Art Online Insurance System allows us to insure you 100% Online. No need for lengthy meetings with Insurance Agents. We will help you apply and get insured through electronic applications and jet-fast online underwriting technology.