Fixed Indexed Annuities

Fixed Indexed Annuities are a great way to reduce your retirement risks FIA Fixed Indexed Annuitiesprovide tax-deferred growth, liquidity, and income options, plus a death benefit that may bypass the costs and delays of probate.A Fixed Indexed Annuity can also provide you with a guaranteed income stream¬† and you have the ability to choose from …

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Retirement Planning

Setup an Annuity Program to Supplement your Retirement Annuities may be purchased by individuals who have already accumulated a large estate, individuals who have exhausted 401(k) and IRA opportunities, or who are self-employed and seeking to plan for their retirement. These are just a few examples of appropriate annuity candidates. Other individuals who may benefit …

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401k Rules For Borrowers

Borrowing from a 401(k) plan might seem like an easy way to access money for important short-term goals, but it could have significant negative effects on your ability to achieve and maintain long-term financial security. Before you convince yourself that borrowing is the best way to address your current financial priorities, make sure you understand …

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final expense careers

Time To Retire Your 401k

Retiree Robert Shively spends his days on the golf course. For many, that would be a dream come true, but not quite in the way Shively does it. The 68-year-old is the cart mechanic at the Niagara Falls Country Club. Two and a half decades ago, his then employer, Occidental Petroleum Corp., cut its traditional …

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What is an Annuity

What is an Annuity? An annuity is long-term retirement product that can help protect you against the risk of outliving your assets. It is a contract between you and an insurance company: you receive future income in return for your contributions.Any earnings on contributions are tax-deferred until they are withdrawn, usually at retirement. You may …

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